Terms and Financial Disclaimer

THE WEALTH ENGINEER: TERMS AND FINANCIAL DISCLAIMER

Last Updated: [04 MAY 2026]

1. ACCEPTANCE OF TERMS By accessing, browsing, or utilizing any content, automated workflows, spreadsheets, or systems provided by The Wealth Engineer (“Company”, “we”, “us”, or “our”), you explicitly agree to be bound by these Terms and Conditions. If you do not agree with any part of this disclaimer, you must immediately cease use of this website and all associated tools.

2. STRICTLY EDUCATIONAL PURPOSES; NOT FINANCIAL ADVICE The Wealth Engineer operates exclusively as an educational publisher and information service. We are not registered investment advisors, broker-dealers, financial planners, or tax professionals.

All content, including but not limited to articles, automated pipelines, the Engineered Accumulation Protocol (EAP), mathematical frameworks, and visual telemetry, is provided strictly for educational and informational purposes. Nothing on this website constitutes individualized financial, investment, legal, or tax advice. You should always conduct your own fundamental analysis or consult with a licensed financial professional before making any capital deployment decisions.

3. ASSUMPTION OF RISK AND LIMITATION OF LIABILITY Capital deployment and financial market participation carry inherent and significant risks, including the potential loss of principal capital. The user assumes full, absolute responsibility and liability for any trades, investments, or financial actions taken based on the frameworks or information provided by The Wealth Engineer.

Under no circumstances, including negligence, shall The Wealth Engineer, its founders, affiliates, or partners be held liable for any direct, indirect, incidental, punitive, or consequential damages, or any financial loss whatsoever, arising from the use of our content, strategies, or automated calculators.

4. NO WARRANTY ON SYSTEMS, TOOLS, OR CALCULATORS All downloadable assets, Google Sheets, API workflows, and dynamic calculators provided by The Wealth Engineer are distributed “as is” and “as available” without any warranties, express or implied. We make no representations regarding the accuracy, completeness, or timeliness of any data, calculations, or market metrics generated by these tools.

Historical data and the past performance of any specific protocol, including the EAP, are not indicative of future results. The user acknowledges that financial systems are subject to failure, edge cases, and market anomalies, and utilizing our tools is done entirely at the user’s own risk.

5. INTELLECTUAL PROPERTY AND USAGE All original content, proprietary algorithms, frameworks (including the “Engineered Accumulation Protocol”), and visual assets are the exclusive intellectual property of The Wealth Engineer. You are granted a limited, non-exclusive, non-transferable license to utilize downloaded tools (such as spreadsheet calculators) for personal, non-commercial use only. You may not reproduce, redistribute, sell, or repackage our content, pipelines, or tools without explicit written consent.

6. THIRD-PARTY LINKS AND INTEGRATIONS Our website and tools may contain links to third-party websites, software integrations, or brokerages. We do not endorse, guarantee, or assume responsibility for the accuracy or reliability of any information, products, or services offered by third-party entities.

7. GOVERNING LAW AND JURISDICTION These Terms and Conditions, and any disputes arising from the use of this site or our digital assets, shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any legal action or proceeding arising out of or related to these terms shall be brought exclusively in the courts located in the Western Cape, and you hereby consent to the personal jurisdiction of such courts.

8. MODIFICATIONS TO TERMS We reserve the right to modify, alter, or update these Terms and Financial Disclaimer at any time without prior notice. Your continued use of the website and tools following any such modifications constitutes your acceptance of the revised terms.